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Salary take-home

Convert CTC to monthly in-hand — old vs new regime compared automatically, FY 2026-27 slabs.

Runs locally; no salary inputs are uploaded

Monthly in-hand (new regime)

₹1,31,142

New regime tax ₹1,37,303 · old regime tax ₹1,91,914 · new wins by ₹54,611/yr

Gross salary ₹17,35,110/yr (CTC minus employer PF ₹21,600 and gratuity ₹43,290) · employee EPF ₹21,600/yr

Where the CTC goes (new regime)In hand (₹15,73,707)Income taxEmployee EPFProf. tax

First label carries the amount; hover your payslip against these heads to reconcile.

Assumptions · FY 2026-27

Educational model, not tax advice. New regime slabs 0–4L nil to 30% above 24L, ₹75k standard deduction, 87A rebate to ₹12L with marginal relief, 4% cess, surcharge caps. Old regime: 50k standard deduction, 80C capped ₹1.5L (EPF auto-counted), HRA by metro rule, home-loan interest capped ₹2L, employer NPS within 14%/10% of basic. State professional tax varies — edit the field to match your slip.